Off course yes! All Tego Drivers and Riders are duly covered from stage one through stage three. 
Stage One: This is when the driver logged into our Tego App but has not accepted any ride requests.
Detailed Coverage: 

• Bodily Injury: $50,000
• Total Injury: $100,000
• Property Damage(Excess): $25,000

Stage two: This when the Driver has accepted a Rider’s Request and is heading for pick – up.
Detailed Coverage: 

• Third Party Liability: $1,000,000
• Uninsured or Under –Insured Motorist: $1,000,000,000

Stage Three: This is when both the Driver and Rider are actively on trip and is heading to drop-off location.
Detailed Coverage: 

• Third Party Liability: $1,000,000
• Uninsured or Under –Insured Motorist: $1,000,000,000

All you need to do if you were involved in an accident, simply fill out the accident claim form through Tego Systems Insurance Carrier. Making sure you email us clear photo of the damage, including the Police if available and mail this to support@tegosystems.net.